43 000 000 Transactions
Mobile Money providers are processing more than 43 million transactions per day, on average 30,000 per minute.
$22,000,000,000 / Month
In December 2016 the industry processed more than US $22 Billion in transactions.
4,3M Mobile Money Agents
4,3 millions of registered Mobile Money Agents globally.
$269 bln value of transactions are performed every year.
556M Accounts / World
556 Mln of registered Mobile Accounts across the world.
3B Smartphones till 2020
3 Bln of smartphones will be sold by 2020.
Innovative e-payment system
That enables safe cross-border Mobile money transfers.
Cashing out in local currency
Or products of the local mobile Operator: (mobile money and airtime).
Unique and discreet system operating
Transactions between the customers, settling deals between the partners.
Fast. Secure. Cheap.
The system of tokens bound to the local currencies, granting fast, secure and cheap remittances.
Increased levels of user trust
Simple and clear mechanism for converting fiat to e-currencies.
Ensured stability of exchange rates
Tokens are issued only if fiat money are submitted into the system.
Two or more MM services
One MM service
ММ service is planned to be launched by the end of 2017.
It is proposed to organize a private Blockchain system as follows: the virtual Bank4YOU Group’s divisions (private nodes) will serve as nodes for transaction verification within the consortium of Organizations participating in the system of international payment transfers. They will provide fast and cheap validation of transactions made by other network members. It is assumed that as the popularity of the system grows, mobile operators will have an economic incentive for placing the peer-to-peer nodes of the system in their data centers. This can significantly reduce the transaction costs associated with money circulation.
The BFY token owner will achieve a dividend income in the form of a certain share of profits earned from the marketing of Bank4You Group's credit products. Independent audit organizations will take control of payments and equitable distribution monitoring of income amounts.
2,5% discount for an exclusive opportunity to exchange BFY tokens to mobile money and mobile network operator's minutes, whatever the rate is.
The fund will be founded with an aim to achieve a return for investors over the medium to long term based on 1% transfers from every transaction in the system of mobile money remittances. Dividends will be accrued quarterly. The amount of payments will vary depending on the investor’s share of BFY-tokens to the general emission and change dynamics in the accounting period. Users will be able to control the correctness of charges according to public blockchain registers.
6.11.2017 - 12.11.2017
13.11.2017 - 26.11.2017
27.11.2017 - 17.12.2017
ABOUT TOKEN BFY
Crowdfunfing instrument made on Ethereum blockchain. 80% of tokens will be sold during the crowdsale.
ABOUT TOKEN MMR
This token is designed to be a stable inner currency. All the operations inside the system Bank4YOU use MMR, which is not influenced by the volatility.
In order to make payment you should be registered in a personal account and follow instructions.
NUMBER OF EMITTED TOKENS
THE COST OF 1 BFY
$0,21 The exchange rate in case of payment in BTC, ETH is fixed at the market level (in US dollars for unit of crypto currency) on the date of receipt of the payment.
MINIMUM SUM OF BFY PURCHASE
GET 40 BFY
The referral program works by means of distribution of a referral code and provides fixed remuneration at a rate of 40 BFY. The main condition should be followed such as there should be BFY tokens purchased during the ICO campaign on the user's account. The one who sent and the one who activated the referral BFY code will receive bonus at a rate of 20 BFY each and referral tokens will be granted after the end of ICO only to those who made an investment and will be sent to the user's Bank4YOU wallet.
WORLD blockchain summit
WeChain and IbdI hosted Meetup
World Crypto Economic Forum
Bitcoin Blockchain ICOs
FinNext Finance Innovations Forum
Business Funding Show Funding Exhibition
Mobile World Congress Tradeshow
Crypto Investor Show Funding Exhibition
About Bank4YOU Group
B4You Limited was established in 2013 and headquartered in London, UK. In 2017 this company together with the other group companies formed Bank4YOU Group, an international consortium of fin-tech service companies operating successfully within the electronic mobile payment services arena. B4You Limited is authorized by the Financial Conduct Authority to enter into regulated credit agreements as lender (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement), permission notice No 715451 as of 23 August 2016. Please note that money transfers to be conducted via MMR system shall not be performed on the basis of the FCA authorization mentioned above.
Bank4YOU Group mission is to enable customers to access easy and convenient mobile services, saving on time and resources.
We already own unique card solutions packed with a range of state of the art mobile banking services. In addition, easy-to-use free of charge mobile Bank4You app, created by a team of experienced fin-tech specialists.
Establishment of Bank4YOU
Implementation of Bank4YOU card solutions
Launch of mobile banking app followed by its release on App Store and Google Play
Transformation into Bank4YOU Group due to business growth and market expansion
ICO Mobile Money Remittance System project launch
Participation at FinovateAsia 2017. Presentation of demo version of mobile app with MMRS functionality.
Creation of Bank4YOU mobile network operator consortium to provide digital infrastructure for MMRS project
MMRS project beta version launch
MMRS final version release